Course Disclosure Statement
Cyprus High School: Financial Lit., 2018-2019 school year
Mr. Chris Luttrell, room 134B: office hours 7:10-7:25 AM (Tue.-Fri.), 2:15-3:30 PM (Mon.-Fri.)
[email protected] (385) 646-0963 http://cluttrell.weebly.com
Course Goals:
NEFE High School Financial Planning Program. 2013. Print.
Raine, David L., Karen E. Halder. How to do your Banking: Your guide to financial institutions and the services they provide. 2013. Print.
Ramsey, David, Rachel Cruze, and Chris Hogan. Foundations in Personal Finance: High School Edition. 2014. Print.
Course Video that may be used this semester:
Ramsey, David, Rachel Cruze, and Chris Hogan. Foundations in Personal Finance: High School Edition. 2014. Video.
Online materials: We will be doing several activities on various financial websites, including several games and simulations. All online materials will be chosen at the instructor’s discretion and will not violate FERPA laws or GSD guidelines.
Course Expectations: Students are expected to follow all school rules and posted class rules at all times and to abide by the CHS attendance policies.
Late and/or Missing Assessments: It is the responsibility of the student to make up any missing or late assessment.
Course Grading: Proficiency based grading will be used to measure student success, achievement, and growth. All standards will have 3-4 assessments each. Assessments may be re-taken as students grow. Each assessment will be graded using a 4-point scale. The student's final grade will be based on the average of those scores at the end of the term. Proficiency-based learning and grading are motivated by a simple but powerful principle: Schools not only teach students the most important knowledge and skills they will need to succeed in life, but they also make sure students have learned them. It’s that simple.
Course Grading Scale: The course grading scale is set by the school district:
3.5 - 4.0 : A, 3.0 - 3.49: A-, 2.84 - 2.99: B+, 2.67 - 2.83: B, 2.5 - 2.66: B-, 2.34 - 2.49: C+, 2.17 - 2.48: C, 2.0 - 2.16: C-, 1.66 - 1.99: D+, 1.33 - 1.65: D, 1.0 - 1.32: D-
Course Pacing: Course pacing is set by the district pacing guide. The first quarter covers standards 1 and 2; the second quarter covers standards 3+4. There are some standards that are covered throughout the semester.
Standards:
Standard 1.1:
Analyze the role of cultural, social, and emotional influences on financial behavior
Standard 1.2:
Define a rational decision-making process and the steps of financial planning
Standard 1.3:
Explain how setting goals affects personal financial planning
Standard 2.1:
Identify sources of income and specific employ-ability skills
Standard 2.2:
Understand and begin preparation for career and post high school training
Standard 3.1:
Describe and discuss financial institutions and demonstrate how to manage personal financial accounts
Standard 3.2:
Discuss the dynamics of saving and investing
Standard 3.3:
Understand the role of risk management in asset protection
Standard 4.1:
Identify and explain the process of budgeting based on calculated income
Standard 4.2:
Describe and discuss the impact of credit and debt on personal money management
Standard 4.3:
Explain and understand credit reports and scores
Standard 4.4:
Define rights and responsibilities of buyers and sellers under consumer protection laws
Standard 4.5:
Students will understand the role of government in protecting the consumer
Cyprus High School: Financial Lit., 2018-2019 school year
Mr. Chris Luttrell, room 134B: office hours 7:10-7:25 AM (Tue.-Fri.), 2:15-3:30 PM (Mon.-Fri.)
[email protected] (385) 646-0963 http://cluttrell.weebly.com
Course Goals:
- Be informed and prepared to be effective managers of financial resources, enabling them to achieve long- and short-term financial goals and security.
- Be engaged in establishing career goals that will provide adequate income and personal fulfillment.
- Demonstrate an understanding of personal financial planning and money management skills.
- Understand personal and societal consequences of financial decisions.
NEFE High School Financial Planning Program. 2013. Print.
Raine, David L., Karen E. Halder. How to do your Banking: Your guide to financial institutions and the services they provide. 2013. Print.
Ramsey, David, Rachel Cruze, and Chris Hogan. Foundations in Personal Finance: High School Edition. 2014. Print.
Course Video that may be used this semester:
Ramsey, David, Rachel Cruze, and Chris Hogan. Foundations in Personal Finance: High School Edition. 2014. Video.
Online materials: We will be doing several activities on various financial websites, including several games and simulations. All online materials will be chosen at the instructor’s discretion and will not violate FERPA laws or GSD guidelines.
Course Expectations: Students are expected to follow all school rules and posted class rules at all times and to abide by the CHS attendance policies.
Late and/or Missing Assessments: It is the responsibility of the student to make up any missing or late assessment.
Course Grading: Proficiency based grading will be used to measure student success, achievement, and growth. All standards will have 3-4 assessments each. Assessments may be re-taken as students grow. Each assessment will be graded using a 4-point scale. The student's final grade will be based on the average of those scores at the end of the term. Proficiency-based learning and grading are motivated by a simple but powerful principle: Schools not only teach students the most important knowledge and skills they will need to succeed in life, but they also make sure students have learned them. It’s that simple.
Course Grading Scale: The course grading scale is set by the school district:
3.5 - 4.0 : A, 3.0 - 3.49: A-, 2.84 - 2.99: B+, 2.67 - 2.83: B, 2.5 - 2.66: B-, 2.34 - 2.49: C+, 2.17 - 2.48: C, 2.0 - 2.16: C-, 1.66 - 1.99: D+, 1.33 - 1.65: D, 1.0 - 1.32: D-
Course Pacing: Course pacing is set by the district pacing guide. The first quarter covers standards 1 and 2; the second quarter covers standards 3+4. There are some standards that are covered throughout the semester.
Standards:
Standard 1.1:
Analyze the role of cultural, social, and emotional influences on financial behavior
Standard 1.2:
Define a rational decision-making process and the steps of financial planning
Standard 1.3:
Explain how setting goals affects personal financial planning
Standard 2.1:
Identify sources of income and specific employ-ability skills
Standard 2.2:
Understand and begin preparation for career and post high school training
Standard 3.1:
Describe and discuss financial institutions and demonstrate how to manage personal financial accounts
Standard 3.2:
Discuss the dynamics of saving and investing
Standard 3.3:
Understand the role of risk management in asset protection
Standard 4.1:
Identify and explain the process of budgeting based on calculated income
Standard 4.2:
Describe and discuss the impact of credit and debt on personal money management
Standard 4.3:
Explain and understand credit reports and scores
Standard 4.4:
Define rights and responsibilities of buyers and sellers under consumer protection laws
Standard 4.5:
Students will understand the role of government in protecting the consumer